Who We Are


Founder and CEO Lending Circle & Sunovis FinancialTERRY ROBINSON – PRESIDENT AND FOUNDER

Terry Robinson has been active in lending for 22 years and is very experience in banking, commercial real estate, entrepreneurship and business.  He was a young achiever, already serving as a branch manager at Amerifund Inc. at 20 years of age, growing one site to multiple branches and bringing significant production. He then opened his own mortgage firm and grew it successfully.

In 1992, Robinson pioneered a one hour real estate television show, the “Real Estate Showcase”, hosted by a local celebrity. In this era before the internet exploded, the show was the first of its kind in the U.S.  Typically, residential buyers would have to spend all weekend driving to see properties. The television tours and concepts pioneered by Robinson gave consumers the ability to see the inside and out of homes from the comfort of their living room or office.

Terry joined Norwest Mortgage, and when Norwest merged with Wells Fargo, he was in the epicenter of Silicon Valley (and the dot.com explosion) and well positioned in the bank.  Robinson moved to Countrywide as a manager who had one of the highest production levels in the U.S.  Since his successes there, Robinson has worked independently in every facet of commercial real estate and lending, including debt restructuring, technology development, private equity and consulting.  He revolutionized outdated sales and operation platforms by creating state of the art systems.

Terry founded Genesis Capital, pioneering the new market of “off market” transactions. The firm specializes in multifamily, retail, office and residential assets sourced from lenders and private sellers. He has experience in more than $1.2 Billion Dollar career transactions.  Robinson is Co-Founder of Sunovis Financial, working with Mark Huddleston to create and grow the company.


Jim Albertson Business Development ManagerJim Albertson – Executive Vice President

Over his long business career Jim has developed a broad base of knowledge through training and experience and he puts that knowledge to work for the benefit of his real estate, small business finance and video marketing clients, customers and associates. Jim has shown his ability to produce results through his market knowledge, his technical expertise in real estate, business finance and sales and marketing as well as though his on-hands business experience. Jim has been involved in thousands of real estate and business financing transactions, from small business loans to large commercial real estate transactions and senior housing investments. Throughout his career, Jim has earned his reputation for developing creative solutions to problems with real estate assets, commercial and residential real estate projects or small business financing that provide his clients and customers with positive outcomes. Jim currently holds a commercial real estate brokers license in Kansas, Missouri and Florida.

Jim currently serves as Chief Executive Officer with Genesis Capital Management, providing “Off-Market” real estate services for both buyers and sellers of commercial real estate and as President with Sunovis Financial, providing capital lending assistance for small businesses owners.


Robert Gaskin - Pioneer in Alternative LendingBob Gaskin, Senior Underwriter for Micro Loans

Pioneer in the Micro Lending industry

Bob brings 25 years of financial industry experience – and expertise in Micro Loans – to Sunovis Financial. He is a pioneer in the Micro Lending industry, and a leader in the early formative stages of the industry. He clearly understands small business owner’s capital needs as well as the underwriting and nuances of every case. Bob served at AdvanceMe for nearly 9 years, which is the grandfather of modern Micro lending. He was a Director and served in other capacities within the company as well, such as Funding Specialist, Strategic Partnerships Division, and Sales Manager. Bob has a history of success in financial services. Prior to entry in the Micro Loan industry, Bob was in the mortgage industry for 4 years, and has 14 years of experience in the insurance and financial services industry.

If a Micro loan can get done, Bob can do it, even the most challenging of cases.

Mr. Gaskin holds a B.S. from Shorter College and served in the military, where he was stationed in Germany.

Chuck Ramsey, Director SBA Loan Division

Director of SBA Loans

Charles (“Chuck”) Ramsey comes to Sunovis with more than 30 years of SBA experience. Not only has he worked at the U.S. Small Business Administration as a loan specialist, he also has broad and deep experience in banking and all aspects of loan underwriting, credit analysis, packaging, servicing and commercial lending. Chuck is a great asset for helping prospective SBA loan applicants at Sunovis Financial.

Ramsey’s banking experience encompasses both large and small banks, and all types of lending. Chuck was a Vice President and Commercial Loan Officer at Bank of America for over a decade, handling SBA 7(a) and SBA 504 loans as well as commercial real estate. He structured, documented and underwrote SBA loans at Wachovia, and handled SBA and commercial loans at Exchange Bank, First Community Bank of Santa Rosa, Greater Bay Bank and Vision One Credit Union.

Chuck understands what both banks and the SBA need and he “talks the talk”, which is vital for Sunovis SBA loan applicants.

Significantly, he has also been a small business advisor as well as an active community leader. He organized a community group for local business chambers to interface with county government officials; organized a group to revitalize the Monte Rio downtown area to promote a safe and welcoming environment for businesses and tourists; and led a revitalization effort on Sacramento’s Broadway commercial corridor.

“”I am passionate about helping small businesses grow and overcome obstacles to achieving success,” says Chuck. “Working together we are building a stronger future for our small businesses and our communities.”

Chuck has a BA in Psychology from State University of New York at Binghamton, and graduate work in accounting, finance and organizational development at Georgia State University. He lives in the San Francisco Bay area.

© 2014 Sunovis Financial, Inc.